It may not be as blatant as cross-burning but redlining is racism. Federal lending rules encourage banks to discriminate against mortgages for black people moving into white neighborhoods. While it was technically made against the law with the Fair Housing Act of 1968, as with so many other discriminatory rules, ways have been made to do it anyway. In her new book Redlining: A Memoir of Races, Change, and Fractured Community in 1960s Chicago, author Linda Gartz shares her parents experience owning property in a Chicago suburb, West Garfield Park. “There goes the neighborhood” turns out to be by design. And of course it does not have to be that way.

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